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Meanwhile, we developed a Microsoft Excel version of this tool.

This financial calculator applet aims at satisfying the widest possible range of users, by providing numerous illustrations of a financial calculator use.

• Amateurs and occasional users may choose among the most common applications of finance: mortgage repayment, savings needed for retirement or education,etc...
  For clear and concise guidance, select among those applications already implemented from the pull-down menu above. Many more are yet to come, covering most if not all aspects of finance!
• Learners (students and business professionals) will find all the information necessary to use a financial calculator effectively. If you're willing to learn or completing/refreshing your learning experience, start with the tutorials, and pursue your quest with the generic loan and generic investment features (select those from the pull-down menu above).
• Veterans will still find handy the possibility of using an online calculator available from wherever they are located, and of printing out tables that detail, for instance, interests from principal in a loan repayment (table of amortization).

1) The Number of Periods.
The Number of Periods is the amount of time the loan or investment lasts, ie the number of times interests are paid on an investment or the number of times payments are made to solve a loan.
2) The Yield.
The Yield is the rate of interest you earn on an investment, or pay on a loan.				Period Year (APR)
3) The Present Value.
The Present Value is a sum you receive or pay at the beginning of a timeline. Reminder about figures you enter or results you obtain: What you EARN is POSITIVE, what you PAY is NEGATIVE.
4) The periodic payment.
The Payment is a sum you periodically receive or pay.
5) The Future Value.
The Future Value is a sum you pay at the end of a typical loan or receive at the end of a typical investment.

Now that four of the five fields are completed, click on to generate the result.

OPTIONS
YIELD	Number of periods (ie payments) per year = Interests are paid at: the beginning of a period the end of a period Compounding of interests: None Periodic Continuous
	The real yield is 1.00% per period, or 12.68% per year compounded , with "12" periods per year. The nominal yield (compounding of interests not taken into account) is 1.00% per period, or 12.00% per year. For more information on yields, select Interest Converter in the type of computation sought.
OTHER	Currency French Franc (FF) Swiss Franc (SF) Dollars ($) Pounds (£) Yen (¥) Amortization Table

Amortization Table.
An amortization table distinguishes for each period between, the capital that is invested or borrowed, and the interests that are earned or paid.

No graphics (click in the square for greater speed)